Consumer Guide: "Free Credit Report" Imposters

A Complete Assessment of Credit Report Marketers

Be advised that only one website - - is authorized by Federal law to provide free annual credit reports. Many websites that claim to offer a "free" credit report will upsell services and/or enrollment into a monthly subscription. You will notice that many of the same services are being promoted on different websites. These charts will allow you to see what providers are truly offering and at what cost, to help avoid signing up for more than you originally wanted.