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Veterans home insurance: straight talk

Veterans home insurance is about security

The first thing people need to understand about veterans home insurance is that it's a matter of security. Veterans like you have served and fought for our country, and the last thing you want is to worry about your home while you're enjoying your well-earned post-service life.

So what's most important to veterans like you? Well, first and foremost, they want coverage for the big stuff. You know, the things that could really set you back if they were to happen. Things like fire, theft and natural disasters. They want to know that if something does happen, they won't be left high and dry, holding the bag, up the creek … you get it.


“You’ve worked hard for your money, and you don't want to see it all go down the drain because a cheap policy doesn’t cover a claim.”


Veterans home insurance is about value

But it's not just about coverage for the big stuff. Veterans home insurance also needs to deliver solid value. You’ve worked hard for your money, and you don't want to see it all go down the drain because a cheap policy doesn’t cover a claim. So you need a policy that fits your budget, without sacrificing the coverage you need.

Veterans home insurance is about relationships

Another thing that's important to veterans is customer service. They want to connect with people they know they can trust. As a veteran, you want to know that if you have a question or concern, you can get in touch with your insurance agent and get the help you need. You don't want to be left in the dark, wondering if you’re covered or not.

Veterans home insurance is about straight talk with trusted advisors

And finally, veterans home insurance needs to be easy to understand. Veterans like you have been through a lot, and they don't want to deal with confusing jargon or complicated policies explained by fast-talking strangers in some giant company. You want to know exactly what you're getting and what you're paying for. And you want to hear it from someone you connect with, get to know.

Putting it all together

When it comes to veterans home insurance, it's all about security, custom features that honor your service, customer service relationships and simplicity. As a United States military service veteran, you’ve given a lot for your country. You deserve an insurance policy that will give you the peace of mind you need to enjoy your home without worry.


“Every veteran's home insurance needs are unique. Look for an insurance company that offers customized coverage options.”


Veterans home insurance: 5 things to keep in mind

As a veteran, you've dedicated your life to serving your country. Now that you're retired or have completed your service, it's important to protect your home and belongings with the right insurance coverage. 

When it comes to choosing home insurance, veterans have unique needs and considerations. Here are some of the most important things to keep in mind: 

  1. Coverage for military-specific possessions
    Many veterans have military gear and equipment, such as uniforms, medals and firearms that may not be fully covered under a standard home insurance policy. Look for a home insurance policy that includes coverage for these items.

  2. Perks for military service
    Some insurance companies offer special memberships and other programs for veterans and active military personnel. Be sure to ask about these memberships and programs when you're shopping for home insurance.

  3. Liability coverage
    Home insurance policies should include liability coverage to protect you in case someone is injured on your property. This coverage can also help pay for legal fees if you're sued for damages.

  4. Natural disaster coverage
    Depending on where you live, you may need additional coverage for natural disasters such as floods, hurricanes or earthquakes. Make sure your home insurance policy includes coverage for any potential natural disasters in your area.

  5. Customized coverage
    Every veteran's home insurance needs are unique. Look for an insurance company that offers customized coverage options so you can get the protection you need without paying for coverage you don't need.

Remember: when shopping for home insurance, it's important to do your research and compare policies from different companies. Look for a policy that meets your specific needs and provides adequate coverage for your home and belongings.

Armed Forces Insurance: your trusted veterans home insurance advisor

Armed Forces Insurance has been a trusted advisor to American armed forces service members for more than 135 years. We’re not a giant corporate skyscraper full of slick insurance executives. We’re a small company headquartered just down the road from Fort Leavenworth in Kansas. We know each other, and our customers know us. If you’re looking for a someone you can trust to shoot you straight and help you protect your home and property, check out our homeowner insurance page.

Learn more about home insurance:

A Consumer’s Guide to Home Insurance (National Association of Insurance Commissioners)

Homeowners Insurance Basics (Insurance Information Institute)


Armed Forces Insurance

Get the right homeowner insurance from a company you can trust.

Why cheaper is not better for military home insurance:

  • Cheaper policies often come with limited coverage and lower limits for certain coverage types.
  • Cheaper policies might not provide adequate protection against common hazards faced by military families.
  • The quality of customer service trends lower with cheaper policies.
  • Military families often have unique needs when it comes to home insurance, and cheaper policies might not provide adequate coverage for these specific needs.
  • Cheaper policies might not provide adequate financial protection in the event of a loss.