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Auto Insurance

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Auto Insurance

Let us do the shopping for you! Through our access to a large network of top-rated national carriers, an Armed Forces Insurance agent will work closely with you to find you the best policy and value for your auto insurance needs. 

Types of Auto Insurance Coverage

Auto Liability Coverage

Pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident. Liability coverage also pays legal defense and court costs.

Coverage categories:

  • Bodily Injury Liability - Covers medical expenses, pain and suffering, lost wages, and other special damages.
  • Property Damage Liability - Covers damaged property and may include loss of use.

Personal Injury Protection (PIP)

Pays the reasonable and necessary medical expenses for covered persons for treatment due to an auto accident, including rehabilitation, lost earnings, replacement of services, and funeral expenses.

Medical Payments

Pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.

Collision Coverage

Pays for damage to a covered vehicle caused by a collision with another vehicle or object, or a vehicle rollover. A deductible is required.

Comprehensive Coverage

Pays for loss of or damage to an insured vehicle not caused by a collision or vehicle rollover, such as fire, wind, hail, flood, vandalism, theft, or hitting an animal. A deductible may apply.

Uninsured Motorist Coverage

Pays for damages when a covered person is injured in an auto accident caused by a driver without liability insurance. In some states, this auto insurance coverage may also pay for property damage.

Underinsured Motorist Coverage

Pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient liability insurance.

Rental Reimbursement

Pays for rental services when your vehicle is disabled due to an auto accident.

Emergency Road Service

Pays for having your vehicle towed due to a breakdown.

This information is only a general description of the available types of auto insurance. All auto insurance coverages are subject to policy provisions and applicable endorsements.

Who is covered under my auto insurance policy?

An auto insurance policy typically covers:

  • You and your spouse
  • Relatives who live in your home
  • Other licensed drivers who have permission to drive your insured vehicle.

Contact Armed Forces Insurance today at 800-495-8234 or get a free no-obligation quote online.

Insurance products are provided by Armed Forces Insurance Exchange (AFIE), Armed Forces Insurance Agency (AFIA) and its affiliated partners. All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits, and discounts vary by state. 

All auto insurance coverages are subject to policy provisions, state requirements and applicable endorsements.

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