Dwelling coverage covers your house and other permanent structures on your property from damage caused by fire, severe weather, and other covered perils.

Personal property coverage helps pay to repair or replace furniture, clothing and uniforms, electronics, tools, and other belongings if they're destroyed in a covered loss.

Coverage for necessary additional living expenses that you incur if your home is damaged by a covered loss requiring you to reside elsewhere during the repairs, up to your policy's limits.

Personal liability coverage helps protect your assets if you or your family members are liable for someone else's damage or injuries. Medical coverage covers medical expenses for guests who are accidentally injured at your home.