Family protected by umbrella insurance

Umbrella Insurance

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Umbrella insurance from AFI, even if you’re not in the military

Accidents happen and can affect your family’s financial future even if you have auto, renter, or homeowner policy coverage. Adding an AFI umbrella insurance policy to your portfolio can give you the peace of mind you deserve. You’ve worked hard for your financial security, so make sure you’re protected.

Why AFI umbrella insurance?

Protecting our military is an honor. We work hard to reflect our service members’ commitment to duty, honor, and integrity, and we'll work just as hard to protect your property. With AFI, you'll get a personal insurance agent dedicated to you, coverage plans built with the unique needs of the military in mind, and flexible options to protect you and your family.

Active duty, veteran, DoD or VA employee? AFI membership is for you!

Active-duty, veterans, DoD, VA employees and their families are eligible for AFI membership. See why our nation’s military service members have trusted us for their property insurance needs for over 135 years.

What is Umbrella Insurance?

Umbrella insurance is a supplemental liability policy that acts as an added financial safety net. An Armed Forces Umbrella Insurance policy gives you an extra layer of liability protection over and above your auto, homeowner or renter policy when an unexpected event occurs.

An umbrella policy typically covers:

  • Injuries you cause to others
  • Damage you cause to other people's property
  • Injuries or damage caused by your renters
  • Certain lawsuits, like slander and defamation

What Coverage Options are available?

AFI offers coverage options ranging from $1,000,000 to $5,000,000 in most states.

Is an Umbrella Policy right for me?

If you’re a homeowner, renter, or own a vehicle, umbrella insurance can offer you additional coverage to protect you from the costs of legal actions and judgments.

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AFI Agents can help you customize your homeowners insurance policy

Liability Insurance protection for your unique needs, from a company you can trust.

Our agents work to understand your unique needs so they can help you get the coverage that fits your lifestyle. Specifically, AFI agents can:

  • Explain your umbrella insurance coverage options
  • Help you understand policy limits and how much umbrella insurance you may need.