Auto Insurance

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Let Armed Forces Insurance find the best Auto Insurance Policy for you!

At Armed Forces Insurance, we’re committed to helping you find auto insurance specific to your unique needs. As auto policy specialists, we work hard to find the best vehicle insurance coverage solution — at the best price — for each family we serve. We do the searching for you, comparing options through our partnerships with top-rated national carriers, saving you time and money.

Why AFI truck or car insurance?

For 135 years, the Armed Forces Insurance Exchange has worked hard to reflect the commitment to duty, honor and integrity that our nation’s military service members uphold. Our agency will work just as hard for you. With AFI you'll get a personal insurance agent dedicated to you and flexible options to protect your property and budget.

Active duty, veteran, DoD or VA employee? AFI membership is for you!

Active-duty, veterans, DoD, VA employees and their families are eligible for AFI membership. See why our nation’s military service members have trusted us for their property insurance needs for over 135 years.

Auto Insurance Explained

This information is only a general description of the available types of auto insurance. All auto insurance coverages are subject to policy provisions and applicable endorsements.

Auto Liability Coverage
Pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident. Liability coverage also pays legal defense and court costs.

Coverage categories:
Bodily Injury Liability - Covers medical expenses, pain and suffering, lost wages, and other special damages.
Property Damage Liability - Covers damaged property and may include loss of use.
Personal Injury Protection (PIP)
Pays the reasonable and necessary medical expenses for covered persons for treatment due to an auto accident, including rehabilitation, lost earnings, replacement of services, and funeral expenses.
Medical Payments
Pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.
Collision Coverage
Pays for damage to a covered vehicle caused by a collision with another vehicle or object, or a vehicle rollover. A deductible is required.
Comprehensive Coverage
Pays for loss of or damage to an insured vehicle not caused by a collision or vehicle rollover, such as fire, wind, hail, flood, vandalism, theft, or hitting an animal. A deductible may apply.
Uninsured Motorist Coverage
Pays for damages when a covered person is injured in an auto accident caused by a driver without liability insurance. In some states, this auto insurance coverage may also pay for property damage.
Underinsured Motorist Coverage
Pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient liability insurance.
Rental Reimbursement
Pays for rental services when your vehicle is disabled due to an auto accident.
Emergency Road Service
Pays for having your vehicle towed due to a breakdown.

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Who is covered under my auto insurance policy?

An auto insurance policy typically covers:

  • You and your spouse
  • Relatives who live in your home
  • Other licensed drivers who have permission to drive your insured vehicle.

Contact Armed Forces Insurance today at 800-495-8234 or get a free no-obligation quote online.

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